Virtually Staged. Rare opportunity to own one of Harbor Cove's largest 3-bedroom newer homes-a spacious 2024 Champion offering 3 bedrooms, 2 baths, and 1,485 sq ft in a resident-owned 55+ WATERFRONT community with a LOW $175/MONTH HOA fee. Why spend your time renovating when you can move right in? Built in 2024 to Energy Star standards, this home offers modern construction, energy-efficient features, low-maintenance living, and the peace of mind that comes with a newer home. The open floor plan provides room to spread out, while the generous living area, spacious dining area, and large kitchen with stainless steel appliances and a center island make gathering with family and friends easy. With three bedrooms and walk-in closets in every bedroom, there's plenty of room to comfortably host visiting family and overnight guests while still enjoying your own private space. The primary suite features a private bath and walk-in closet, while a separate laundry room includes a full-size washer, dryer, and freezer. Being sold furnished and including a golf cart, you can begin enjoying your new home from day one. Harbor Cove residents enjoy a marina with optional $300/year boat slips and Gulf access, two pools, spa, clubhouse, pickleball, tennis, fitness room, bocce ball, billiards, shuffleboard, and a full calendar of social activities. The current owner is not required to carry flood insurance; buyers should independently verify current flood insurance requirements. Conveniently located near shopping, restaurants, healthcare, spring training baseball, and Gulf beaches. If you're looking for the space of a larger home with the convenience of newer construction, don't miss this opportunity. Schedule your private showing today!